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Todays Rates:

30 yr Fixed:

5.50%

Save Hundreds of dollars each month with our new 40 year fixed rate loan or opt for an INTEREST ONLY 30 year fixed rate loan.

30 yr APR 5.69%. Rates are subject to change daily, call for current rates.

 

Kentucky Fidelity Mortgage and Insurance, LLC offers a variety of loan programs to meet your needs. We have dozens of loan programs and we will work with you to help you choose the one that fits your needs.

We offer every mortgage product that is available, from Conventional financing to our SubPrime products.

Fast & Easy Loan -  with no documentation requirements for clients with excellent credit. 100% financing allowed and a very low interest rate is fixed for 30 years. Fannie Mae program.

100% Financing Loan-  First Time Homebuyers can qualify with closing costs included and NO Out of Pocket Expense, minimum credit score only 580.

100% Flex Loan - You dont have to be a first time buyer to qualify for 100%! 3% seller contributions allowed, this can help you with your out of pocket expenses. Fannie Mae Program.

80/20 Loan to avoid paying mortgage insurance, the rates are a bit higher, but usually you can still reduce your payment because no mortgage insurance is required!

40 year fixed rate mortgage - Lower your monthly payment

Interest Only Loan - A 30 year Fixed rate mortgage that allows you to pay interest only and save hundreds of dollars per month

Imperfect Credit Loan -  with 100% financing down to 580 credit score, and 95% down to a 560.

Optimum Co-signor Loan - allows a non occupant Co Borrower

Stated Income Loan - for Clients with unverifiable income, W-2 or self employed

Rural Housing Loans thru USDA

Refinance Loan - allows a cash out up to 100% of the value of your home, it costs you nothing out of pocket!

30 year Fixed rate Farm Loan - (primary residence must be located on your farm)

Investment Property - Rental Units up to 4 units

No Credit Loan - We can build your credit file for you

Home Equity Loans - 1st or 2nd Mortgage Home Equity Line that allows you the flexibility of writing checks to tap into the equity in your home any time you need it. Consolidate other bills to lower your monthly payments and gain a tax deduction.

108% Purchase Loan - allows you to borrow additional money above the purchase price. Excellent credit only

There are dozens more loan products all with Flexible terms and  with amortizations and fixed rate periods from 3 years to 40 years. Let us know what your situation is and we can help find the perfect loan for youl.

 


Kentucky Fidelity Mortgage and Insurance, LLC

Service is our Priority!

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $125,000 with closing costs of $3,250. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $450,000 with closing costs of $9,500. Your actual APR may be different depending upon these factors.